A Return to Recession? Mortgage Rates May Stabilize

10-year U.S. Treasury Retreated In the earlier years, as the Federal Reserve went further and further down the hawkish path, the 10-year U.S...

To Make It Easier for Americans to Buy a Home, Fannie Mae and Freddie Mac Are Introducing A Series of Drastic Reforms

According to USA Todayon Wednesday, mortgage regulators Fannie Mae and Freddie Mac will introduce a series of drasticreforms to make it easier for ...

The Real Estate Market Is Booming! Who Are the Losers? Who Are the Winners?

There is no denying that from the highest home prices to the lowest number of homes for sale, the COVID-19 pandemic has turned the U.S. real estate...

As The Housing Market Supply Rose Slightly, The Supply Shortage Alleviated Slightly, But It Remains A “Seller's Market”

Since January 2022, mortgage rates have climbed to a near 3-year high, along with increasing inflation and two significant interest rate hikes by t...

Financial Crisis Apocalypse - The Great Panic in 1907: A Crisis That Gave Birth to the Federal Reserve

“The danger of this crisis to the overall economy is something that successive policymakers will never forget.” --Frederic Mishkin, Fed Gove...

Review: How Does $1 Trillion in Cryptocurrencies

Under the Fed's continued aggressive "tapering", digital currencies are experiencing a "cold winter," and fleeing risky assets has become the main ...

Bubble Or No Bubble? History Tells Us How Likely A Real Estate Crash Is This Year

Southern California home prices set more records as rate hikes fail to slow bidding wars Southern California's housing market remains overhe...

“衰退”阴霾重现?房贷利率或将趋稳

十年期美債回落 早前,隨着美聯儲在鷹派的道路上越走越遠,10年期美債收益率也持續上行,從年初的1.5%一路狂飆至5月9日的3.2%。 然而就在上一週,之前遭遇大舉拋售的美債卻迎來喘息之機,收益率也相應從今年高點大幅下跌,目前已回落至2.743%。 ...

Fighting Inflation! White House Releases Housing Supply Action Plan

On Monday, the White House (May 16) unveiled a plan to boost the housing supply and lower costs for tenants and homeowners. It is part of the Admin...

What has happened to the housing market since 1994, as mortgage rates also soared?

Freddie Mac shows that on May 5th, the average rate on a 30-year mortgage rose to 5.27%, a figure that was only 3% last August. The ...

房市供給量微升,供不應求稍有緩解,但依然是“賣方市場”

自2022年1月以來,伴隨着通貨膨脹日益加劇,美聯儲的兩次大幅度加息,房貸利率已一路攀升至近3年來的新高。截止到5月19日,30年期平均房貸利率已上漲到5.25%。 在這樣的經濟大環境裏,房市供不應求的市場關係發生了逆轉嗎?今天就來跟大家分析一下最新的市場動態。 ...

房市大熱,誰是輸家?誰是贏家?

從最高的房價到最低的待售房屋數量,不可否認,COVID-19大流行顛覆了美國的房地產市場,那麼在這場房地產市場的大洗牌中,誰是真正的贏家和輸家? 贏家 Winner 1. 佛羅里達州 關鍵數據:2020年4月至2021年...

Adjustable-rate Mortgages Are Becoming More and More Popular Nowadays

According to the MortgageBankers Association, demands for adjustable-ratemortgages, or ARMs, hit a 14-year high last week. As interest rates rise, ...

可調整利率抵押貸款爲何現在變得越來越流行?

抵押貸款銀行家協會(Mortgage Bankers Association)稱,上週對可調利率抵押貸款的需求達到了14年來的最高水平。 隨着利率上升,購房者開始尋求更便宜的選擇,以應對不斷飆升的借貸成本。 但隨着利率上升,這些抵押貸款是否會再次成爲問題,就像大衰退前房地產崩盤時...

Housing Market’s Big Selling Points: Who is Purchasing? Who is selling?

The year 2021 was undoubtedly an exceptionally prosperous year for the real estate market. So, what were the main features of home buyers and selle...