关键字:Foreign income ; Documents ; Verify

 

对于 In house loan - Foreign income,什么工作类型是可以接受的? 计算收入的时候又需要什么文件呢?

 

首先要明确的是海外的自雇是不可以被接受的,我们只接受海外的打工族,对于需要的收入文件主要可以分为以下两个方面:

 

1) WVOE + POD

 

2) Signed and dated 2 years tax return + Transcript

 

结合Agency Guideline来看:

 

Freddie Mac

Copy of the Borrower's most recent complete signed U.S. federal individual income tax return

 

Documentation for the applicable income type in accordance with the requirements of this chapter

 

Fannie Mae:

 

Copies of his or her signed federal income tax returns for the most recent two years that include foreign income.  All income must be translated to U.S. dollars. 

 

Freddie MacFannie Mae 对于Foreign income的要求只进行了简单的概括, 但如果想Verify 客人的Foreign income,我们需要拿到WVOE & PODTranscript来进行验证。

 

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