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Managing Your Mortgage

what are 401(k) and 403(b)?

A 401(k) isa retirement savings and investing plan that employers offer. A 401(k) plan gives employees a tax break on money they contribute. Contri...

What is required for Social Security I

Key word: SSA Income, Three year continuance, Verification Social security income is provided to adults and children with a disability...

什么是NO Ratio DSCR?

关键词:DSCR /no ratio /不查收入 No Ratio DSCR是指:房租的月出租收入和房屋的每月还款额、地税、保险以及物业管理费的比率等于“0”,即零门槛就可以申请DSCR贷款产品。 在以往的查收入贷款产品中,我们需要用...

What’s the requirement of military inc

Keywords: military/income/allowance/tax-exempt income Military personnel may be entitled to different types of pay in addition to thei...

2022年美国1-4 units Conforming Loan新限额

关键词:贷款限额,Conforming Loan Confoming loan最高贷款限额由联邦住房金融局(Federal Housing Finance Agency)根据每年的房价指数评估产生,每年公布一次。 大多数银行都已经更新公告...

2022 Conforming Loan Limits

Keywords:Loan Limits, Conforming Loan Maximum conforming loan limits are set annually and published by the Federal Housing Finance Age...

RSU收入需要那些文件?

一,什么是RSU收入 雇主承诺给与员工某个固定额度的限制性股票,员工在工作一定时间后,就会转移到他的户头。 这种薪资给付方式,称为限制性股票单位(Restricted stock units,缩写为RSUs)。限制性股票单位可能混合了实质股票或是股票期...

Bankruptcy and the Mortgage

Key word:BankruptcyMortgage 1, Definition Bankruptcy isa legal process where you're declared unable to pay your debts. It...

买房前如何查询租金

关键字: 租金 网站 买房 在购买投资屋之前,房屋的租金回报一定是各位购房者十分关注的问题。 那如果知道房子到底能租多少钱呢?现在就分享给大家几个常用并且信息较为准确的网站。不需要Log in,完全免费,只需要将房屋地址输入即可。 ...

How to know the estimate market rent

Keywords :purchase rental income rent website The rental value is critical for purchasingan investment property. How can we determine ...

受限股票单位(RSU)与股票期权(Stock Option)的区别有哪些?

关键词:RSU, 受限股票 RSU 和Option 一般都是逐年实现的,比如Offer Letter签三年,上写的给你1000股,第一年能给你25%第二年给40%,第三年给35%。 RSU是实在的股票,即当你获得股票以后,这个就完全是你的了,每年会有几次tradi...

What is copy D w2?

Keyword:W2 , CopyD Copy D –To be retained by the employer, for the employer's records. Copy 1 – To be filed with the employer's state or ...

Project Risk Overview

Key words: Project review; condo The quality of mortgages secured by units in condo, co-op, and planned unit development (...

项目风险概述(Project Risk Overview)

关键词: 项目审查(Project review) 在共管公寓、合作公寓和计划单元开发(PUD)项目中,单元担保的抵押质量可能会受到项目的某些特征或项目整体的影响。在提供由项目中的单个单位担保的贷款之前,贷款人必须确定该项目符合机构的资格要求。 ...

使用特许权使用费(Royalty Payments)

关键词: 版税收入,特许权使用费 特许权使用费指使用其它经济单位所有的专利权、商标权、版权或类似的专有权利的付款。 如果借款人需要依靠特许权使用费的收入来获得抵押贷款资格,则必须提供以下文件: 1.版税联系、协议...