Key words: DTI; Income DTI (debt to value) is one key factor of loan approval. For income there is two type, one is employment income,...
INTEREST AND DIVIDENDS INCOME
Edit Time: 8/16/2021 11:49:13 PM
Key words: Interest, Dividends, Requirements Can interest and dividends income be used to qualify when you do loans with lenders? ...
How to Excluded Pending Sale Current Residence PITIA
Edit Time: 8/16/2021 6:15:12 PM
The PITIA for the Borrower’s current primary residence pending sale, but will not close prior to the subject transaction, may be excluded if one of...
Cash-Out Refinance 竟然能把房子变成提款机？
Edit Time: 8/16/2021 5:44:38 PM
当你在买房的时候，有时候会考虑到 refinance. refinance的意思就是拿新的贷款去偿还现有的贷款。新贷款也许有更低的利息，不但可以改善自己的财务状况，也有可能改善自己的贷款能力。 Cash-Out就是refinance的一种形式。它要求新贷款的金额要...
How do I know if I qualify for a mortgage?
Edit Time: 8/12/2021 6:13:59 PM
5 Factors That Determine if You'll Be Approved for a Mortgage， 1.Your credit score. Yourcredit scoreis determined based on your ...
快速的Pre-Approve 服务
Edit Time: 8/12/2021 6:10:48 PM
AAA Capital Investment, Inc. (AAA Lendings)可以为迫切想要购房的客人提供快速的Pre-Approve服务，以便客人能够顺利获得Offer. 1,DU or LP Approve 您只需要提供收入文件，信用报告，和现...
What is the difference between Chapter 13 and Chapter 11?
Edit Time: 7/31/2021 1:10:18 AM
Keyword：Bankrupcy，Chapter 13，Chapter 11 The main differences between Chapter 13 and Chapter 11 is: Chapter 11 is used by large busines...
怎样知道Close的时候你的SB2 Recording Fee是多少？
Edit Time: 7/15/2021 10:43:21 PM
SB2 recording fee 是在法律要求或通知需要的每份房地产文书、文件或通知上recording时，应支付 75 美元的费用，但明确免除SB2 fee的除外。 哪些情况是免除SB2 fee的呢？ 1.征收...
美国房贷利率如何选择？
Edit Time: 7/15/2021 8:09:37 PM
Key Words: 利率类型,Fixed Rate,ARM 美国房贷利率分为两大类型： 1.Fixed-Rate Mortgage：固定利率抵押贷款，比如30、15-Year Fixed等； 2.Adjus...
What documents are needed for foreign income?
Edit Time: 7/10/2021 12:17:21 AM
关键字：Foreign income ; Documents ; Verify 对于 In house loan - Foreign income，什么工作类型是可以接受的? 计算收入的时候又需要什么文件呢？ 首先要明确的是海外的自...
免费的初步银行报表分析!
Edit Time: 7/10/2021 12:11:21 AM
关键词:商业银行对账单;个体经营; 银行结算单节目是最受欢迎贷款项目之一。它是为自雇的借款人设计的，将只使用商业银行对账单来获得贷款资格。 利润表？不需要！ 税表？不需要！ 我们将简单地使用借款人的银行对...
FREE preliminary bank statement analysis!
Edit Time: 7/10/2021 12:07:29 AM
Key words: Business bank statement;self-employed; Bank statement program is one of the most popular programs. It is designed for borro...
银行也关注的白蚁检测报告
Edit Time: 7/10/2021 12:05:13 AM
关键词：买房/独栋/白蚁/白蚁检查/termiteinspection/termitecleanreport/白蚁清理报告/CONDO/公寓 美国的住宅都是木质结构，好处是造价便宜，抗震能力强等，但也有一个缺点：白蚁侵蚀。 所以买房时，您...
What is the meaning of the Deferred Balance on a mortgage statement?
Edit Time: 7/10/2021 12:01:25 AM
关键词：Deferred Balance/mortgage statement Deferred balance is a way for borrowers to modify loans if they are struggling with repayments...
How To Calculate Debt-To-Income Ratio
Edit Time: 6/23/2021 7:41:42 PM
Kay word: Calculate DTI The debt-to-income (DTI) ratio is a personal finance m...